NOT KNOWN FACTS ABOUT 債務舒緩與重組

結餘轉戶計劃，是銀行或財務公司的貸款產品，主要用作集中清還債務之用。借貸機構會批出較低息的新借貸計劃，助欠債人償還原有較高息的債務。透過償還高息債務，你的信貸評級也可受較少影響。然而，債務舒緩也存在一些缺點。首先，它只是暫時性的措施�

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